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The Ongoing Health Insurance Debate and How it Affects You

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The debate across our country these days from coffee shop to national stage, FOX News to CNN to MSNBC, is focused fairly exclusively on one topic: the President's plans for health insurance coverage for all Americans, and how that will affect our taxes, our economy, our standards of living, and the health care system as we know it.
Cleveland, Ohio was a stop on that national stage, when President Obama visited in July to offer his perspective on his program and advocate for some of his strongest position points.
Many of the points that President Obama made in his July address in Shaker Heights were for the national audience.
He explained that his reforms were not proposed only for those Americans (over 45 million) who were without health insurance; instead, he maintained that he was working to try to hold insurers to a higher standard for whom they will cover.
He is fighting to limit out-of-pocket expenses (in fact, this has now become one of the key points of agreement and largest rallying cries for the Democratic party at large).
His plan also makes it illegal to deny coverage for all pre-existing conditions.
Certainly, there are two sides of every debate; the President's Republican opponents argue against the costs of his reforms, for which he has yet to provide an adequate answer.
Yet both sides agree to the need for reform, especially in an economy in which small business (and larger business, as well) are being hit harder and harder in their bottom line by employee health-care costs.
The fact that President Obama chose to lay out many of the specifics of his plan in Cleveland was not an accident.
While most of the President's speech was for a national stage, some of his remarks covered health insurance Cleveland, Ohio-specific.
He spoke at some length about the Cleveland Clinic, recognized as one of the best providers of care at the lowest-per-patient cost.
President Obama praised the high quality of care doctors and nurses provide, at their own discretion, and called for those types of reforms to become national so that the quality of care could be determined by health care providers (as opposed to insurance companies).
Furthermore, he lauded the technology employed by the Cleveland Clinic, allowing for better patient record-keeping and more accurate test monitoring; after all, fewer tests means lower expenses.
The fact that a world-renowned facility, such as the Cleveland Clinic, can be praised for both cost effectiveness and high-quality care contributes a lot to the debate and the calls for reform.
It should be instructive to those seeking alternatives...
for reforming health insurance, Cleveland, Ohio can be a great case study in success.
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