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Consumer Law & fraud : Law & Legal & Attorney

How to Collect a Civil Judgment in Pennsylvania

Winning a lawsuit is a great victory, especially when you've been wronged by the other party in some way. However, collecting a civil judgment can prove challenging, particularly if the other party is hiding money. Pennsylvania's court system has several options available to help people collect judg...More...

What Are the Chances of Being Sued by a Collection Agency?

Owing money on a debt means that you have two options: default on your obligations or pay off the debt. If you're sent to collections, this means that the creditor is seriously concerned about your ability to pay. By the time you are referred to an outside collection agency, the creditor does not ex...More...

Can I File a Lien to Collect a Debt?

Filing a lien to collect a debt may involve winning a lawsuit or it may only require properly processed paperwork. The process to file a lien varies based on the type of lien, the type of debt involved and on the state you live in. A lien also may force a property sale to satisfy the debt....More...

What Happens If a Collection Agency Does Not Validate Debt?

Federal law separates collection agencies from original creditors when it comes to debt collection practices. The FDCPA --- Fair Debt Collection Practices Act sets forth guidelines for collection agencies and debt buyers which include debt validation. Consumers have the right to demand proof from a ...More...

Do Collection Agencies Have to Provide Proof of a Debt?

When a collection agency calls you to collect on a debt, you have the right to ask for validation that they have the necessary documents pertaining to your account. Some debt collectors do not have the documents and some do. If you ask a company for your records and they don't have the documents, do...More...

How to Spot the Jamaican Switch Scam

Scam artists are in the news it seems every single day for taking advantage of unsuspecting and often trusting people, these frauds are however preventable. If a person knows what to look for, they can discriminate when a fraud is taking place. One common and preventable fraud is the Jamaican switch...More...

Trail Association Bylaws

According to the West's Encyclopedia of American Law as quoted by TheFreeDictionary Legal Dictionary, bylaws are "the rules and regulations enacted by an association... to provide a framework for its operation and management." Trail association bylaws are designed to offer guidelines on who may join...More...

Can a Home Be Purchased Before an NTS Auction?

Typically, you cannot contact the trustee before the sale to try to purchase the property. The best way to purchase the property is to contact the existing property owner to make purchase arrangements directly with the owner....More...

New Jersey Statute of Limitations on Debt

The purpose of the New Jersey statute of limitations on debt is to prevent creditors from filing a lawsuit years after the alleged debt occurred. If a creditor could file a lawsuit at any time, the New Jersey court system would be overrun with cases. It also protects debtors from a surprise lawsuit ...More...

How to Testify in Court

Witnesses who testify in court are called to tell the truth and to uphold the rules and laws of the court. To testify in court, a person needs to know how to answer questions properly and how to prepare for the atmosphere of the courtroom. Learn how to testify in court to ensure you follow the rules...More...

Credit Card Liability Law

Credit and debit cards are a lot safer than carrying cash, but they carry their own built-in pitfalls. A card--or even a card number--can be lost or stolen, and you might not know it until the thief drains your bank account or credit line. Federal laws do protect your money, though. According to the...More...

Laws on Credit Card Fees

Find out how new credit card laws limit what card issuers can charge in fees.three credit cards image by Aleksandr Ugorenkov from Fotolia.comIn February 2010, new credit card laws were passed to regulate how credit card issuers deal with cardholders. The laws, in essence, are to protect......More...

Statute of Limitations on Check Fraud in South Carolina

Check fraud, also known as drawing and issuing fraudulent checks, is illegal in South Carolina. Check fraud occurs when an individual has an intent to defraud and writes a check knowing that he does not have enough funds in his account to cover the check....More...

Consumer Protection Laws on Credit Card Disputes

Consumers have the right to dispute unauthorized charges on their credit cards.wallet and credit cards image by CraterValley Photo from Fotolia.comIf you open your credit card bill and find unauthorized charges, you have the right to have them investigated and removed. The Fair Credit......More...

Homeowners' Association Laws

HOA laws can maintain neighborhood continuity.village homes image by John Keith from Fotolia.comHomeowners' associations (HOAs) help to preserve and improve neighborhood home values through regulation of home presentation and maintenance. These regulations are not enforced by local......More...

FDA Restrictions on Herbs

Be wary of wonder herbs that offer miracle cures.c and plants. Focus on short plants image by Supertrooper from Fotolia.comWhile some herbs do have medicinal properties, many have no scientific basis for the health claims they make. Some are even dangerous to take in large quantities. In......More...

How Does Electronic Checking Work?

About Electronic CheckingElectronic checking refers to the process of transferring money from or to a checking account digitally. This should not be confused with wire transfers, although the terms are sometimes used interchangeably. A wire transfer involves direct communication between......More...

What Happens if a Dentist Sends My Bill to a Collection Agency?

Dentists usually handle their billing in-house, with you either paying for your services in full when you get your bill or working out a payment plan with your dental office. However, when you fail to pay your bill within a certain period, the dentist might sell the account to a collection agency. A...More...

Debt Responsibility for the Deceased

As the deceased are no longer able to pay any remaining debt once they have died, the question of responsibility for their debts may arise. The Federal Trade Commission has specified legal practices in the Fair Debt Collection Practices Act. However, some misinformation is still perpetuated by debt ...More...