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Personal Finance : Business & Finance

Lessons Learned From Buying a Recumbent Bike

Working with a physical therapist on exercises to reduce back pain introduced me to a ten-minute ride on a recumbent bike. That was good exercise for my legs without pain for my aging knees. The ... ...More...

How to Use Budget Tracking Software

There are several methods available to monitor your spending and maintain a budget, and one popular choice is budget tracking software. A good personal budget program gives you options to balance income and expenses, monitor your accounts, pay your bills and keep an eye on trends in you spending hab...More...

Information on Mortgage Reduction

Implementing strategies to reduce your mortgage can help pay off a home loan early. And once you've put mortgage payments behind you, there are more opportunities to save and build a nest egg. Reducing your mortgage is easier than you may think. Pay down balances and build equity with a few simple t...More...

Choosing Personal Financial Software For Students

University students handle so many concerns at the same time that, often, money management takes the back seat. More likely than not, students do not apply proper monitoring on their accounts because most of their ... ...More...

Tips on Scalping the Forex

Scalping the forex requires some great skill and knowledge of where the market is going. Deciding to trade in Forex demands good judgement and brain storming behind every trade you make.So here are some solutions ... ...More...

The Limits of Individual Retirement Accounts

When contributing to an IRA, it is important to understand both the contribution limits and the distribution requirements. There are two types of IRAs. Traditional IRAs are funded with pre-tax money, but the distributions are taxable. Roth IRAs are funded with after-tax money but the distributions a...More...

Food Stamp Eligibility in Rhode Island

Rhode Island may be the smallest state in the United States, but it still has a big problem when it comes to households being able to put food on the table. as of 2011, more than 82,000 households, or 154,000 Rhode Islanders receive food stamps, a 25 percent increase since 2009, According the Unite...More...

How to Start a Credit Report

Your credit report is what creditors use to determine how much of a credit risk you pose to them if they chose to lend you money. If you have not used credit in the past, you will have no credit history that lenders can use to determine if you are creditworthy, so it can be hard to start a credit re...More...

How to Get Fast Money in "TPPC"

"TPPC" is a massively multi-player online role-playing game that takes place within the Pokemon universe. Players can join one of the five main Pokemon teams, including Team Rocket and Team Galactic, and train their Pokemon in preparation for battle against other Pokemon masters. Users just starting...More...

How Do I Get Cash on the EBT in California?

There are several ways to access your cash benefits from your Electronic Benefits Transfer (EBT) card in California. Two types of assistance are deposited to your card -- food stamps and cash benefits. If you receive both benefits, you can easily access the cash portion by making required selections...More...

Debt Strategy After Delinquencies Reported to Credit Bureaus

If you miss a debt payment and allow your account to become 30 days or more delinquent, your creditor will typically report your delinquency to Experian, Equifax and TransUnion, the main credit reporting bureaus in the U.S. A delinquency report can lower your credit score and make obtaining future c...More...

How to Budget Your Way to Financial Freedom

Budgeting is never easy, especially after years of poor spending habits and bad financial decision making. However, with several basic tips in budgeting, you can reduce your debt-to-income ratio and start saving money to ensure your financial freedom. While the process will not happen overnight, and...More...

Does a Joint Bank Account Reflect the Credit of Both Parties?

Credit reporting agencies only record information that pertains to your credit management. When you open a joint bank account, you loan your money to the bank, so the account does not show up on your credit report. However, you may have trouble opening a joint account if you or the prospective co-ow...More...

How to Figure Gas Milage

Knowing how many miles per gallon of gas your vehicle uses serves a few different purposes. First, you may want to advertise the fact that your vehicle gets "good" mileage if you're going to sell it. It can also be an indicator that there is a problem with the vehicle if it suddenly gets less miles ...More...

What Kind of Food Can I Purchase With Food Stamps?

Food stamps, provided under the Supplemental Nutrition Assistance Program, SNAP, gives low-income individuals and families benefits to purchase food. These benefits are added to a food stamp card, known as a EBT card, every month as long as the individual or family is eligible to receive......More...

The Deduction Rules for a Traditional IRA

You may be eligible to deduct all or part of your IRA contribution.tax forms image by Chad McDermott from Fotolia.comA traditional IRA "allows individuals to direct pretax income, up to specific annual limits, toward investments that can grow tax-deferred," according to Investopedia.com.......More...

Are Business Checking Accounts Reported on Credit Reports?

As an individual, banks and other creditors report information about your accounts to credit bureaus. When you start a new business, you also have to concern yourself with the information that gets reported to commercial credit bureaus. If you're planning to open a business checking account, you may...More...

The Housing Bubble in California in the 1990s

In the 1990s, when recession and job losses pressed down heavily on California housing prices, the state experienced what is now known as the bursting of the California housing bubble. When looking back at the bubble and what happened following its collapse, it is easy to get caught up in massive fi...More...

How to Help Pay for a Child's College Education

College tuition becomes more costly each year. You or other family members, may be forced to take out second mortgages on your home or apply for costly loans that can add up to tens of thousands of dollars while your child is in school. And, depending on your income and whether your child is living ...More...